Finance terms starting with T

15 terms starting with T

Tax invoice

A tax invoice is a document issued for a taxable sale, normally by the GST-registered seller, recording the sale and the GST payable so the buyer can claim a credit.

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Tax-based leasing

Tax-based leasing is an asset finance structure arranged so the lessor keeps tax ownership and claims depreciation, while the lessee uses the asset and deducts lease payments.

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Tax-free threshold

The tax-free threshold is the first $18,200 of income an Australian resident for tax purposes can earn in a financial year before income tax applies.

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Technological obsolescence

Technological obsolescence is the loss of an asset's usefulness, value or resale market because newer technology, standards or business models have superseded it, even though it may still work.

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Temporary full expensing

Temporary full expensing is a time-limited tax concession that let eligible businesses deduct a qualifying asset's full cost in its first year of use instead of over its effective life.

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Temporary resident mortgage

A temporary resident mortgage is a home loan assessed on residency status, for someone living in Australia on a temporary visa rather than as a permanent resident.

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Temporary visa home loan

A temporary visa home loan is a mortgage for someone who lives and works in Australia on a non-permanent visa, assessed on visa type and remaining term.

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Term (contract)

A term is a statement in a contract that creates rights or obligations for the parties, or the period for which the agreement runs.

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Term loan

A term loan is a lump sum advanced up front and repaid in scheduled instalments of principal and interest over a set term.

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Termination fee

A termination fee is a contractual charge for ending an agreement before its agreed end date, or for triggering a contract exit event.

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Third party car insurance

Third party car insurance is motor cover for damage you cause to other people's vehicles and property, with no cover for your own car beyond a fire and theft add-on.

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Title

Title is legal ownership of an asset, and the record that proves it, such as a certificate of title for land.

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Total cost of ownership (TCO)

Total cost of ownership (TCO) is the full cost of buying, financing, running and disposing of an asset over a set period, not just its purchase price.

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Trade-in

A trade-in is the handover of an owned or financed asset, usually a vehicle or piece of equipment, to a dealer in exchange for credit towards a new purchase.

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Trust

A trust is an arrangement in which a trustee holds legal title to assets and manages them for the benefit of beneficiaries under a trust deed.

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