The awning is out, the kettle is on, and there is nothing behind you but the road you came in on. That is the part people picture. The part they underestimate is the showroom: a few hundred vans that all look reasonable, prices running from $32,990 to well past six figures, and no obvious way to tell which one suits the way you actually travel.
Australian caravans sit in fairly clear price bands, and the band tells you more about the van than the badge does. At the entry end, Snowy River lists its SRS-9 mini van from $32,990 and its SRP pop-top range from $54,990. Mainstream touring vans occupy the middle: Snowy River's SRC range runs from $56,990 for the 14-foot to $79,990 for the 24-foot, and New Age, built in Campbellfield in Victoria, lists its on-road Manta Ray from $74,490.
Once you want to leave the bitumen, the price steps up. New Age lists semi off-road models from $77,426 and full off-road from $90,990, with its Desert Rose at $142,740. Snowy River's multi-terrain SRT range opens at $85,990. Above that, premium builders such as Lotus, Kedron and Crusader are quote-only, which is a signal in itself: at that level almost everything is specified to order.
All of those are recommended retail prices including GST, before on-road costs and options. Options are where budgets move. A lithium and solar package, upgraded suspension, a second spare and a washing machine can add five figures to a van that looked comfortable on the website.
This band suits couples who tour a few weeks a year and want the van easy to tow and easy to store. Pop-tops sit lower, so they are kinder on fuel and they fit under a standard carport. Snowy River's SRP-17 is listed from $59,990, and Jayco covers the same ground with its Starcraft, Expanda and Discovery pop-tops.
The trade-off is standing height, insulation and payload. If you plan to free camp for a week at a stretch, you will feel the smaller water and battery capacity before you feel anything else.
This is where the choice is widest. Snowy River's SRC-19 at $69,990 and SRC-22F at $77,990 show the shape of it: full height, ensuite, a proper kitchen, and enough payload for a long trip. New Age's Manta Ray from $74,490 is the Australian-built comparison, and Jayco's Silverline and Discovery ranges compete directly.
What you are buying at this price is finish and payload rather than capability. Most of these vans handle a formed gravel road at sensible speed. None of them are built for the Gibb River Road.
Here the money goes into the chassis, the suspension and the off-grid gear. Snowy River's multi-terrain SRT-18 starts at $85,990 and the SRT-22F at $92,990. New Age's full off-road range opens at $90,990. Independent suspension, a heavier-duty chassis, larger water tanks and a lithium-and-solar setup become standard rather than optional, and Jayco's CrossTrak hybrids and Adventurer 48V sit in similar territory.
The honest question in this band is whether you will use it. An off-road van is heavier, taller, thirstier to tow and dearer to service. If your trips are caravan parks and national park campgrounds on formed roads, you are paying for capability you will never touch.
New Age's Desert Rose is listed at $142,740. Lotus, Kedron and the other premium off-road builders quote on request. If you would rather not tow at all, Snowy River's motorised SRV-19 starts at $109,990. This band is for long remote trips and for people living in the van for months at a time. Buyers often weigh resale into the decision at this level, though that varies enough by brand and condition that it should not carry the argument on its own.
This is the mistake that costs the most money. A caravan has a tare mass (what it weighs empty) and an aggregate trailer mass, or ATM (the most it is allowed to weigh fully loaded). The difference between the two is your payload: water, gas, food, clothes, tools, the awning mat, the generator.
Your tow vehicle has its own limits: a braked towing capacity, a gross vehicle mass, and a gross combination mass that caps the pair of them together. It is common to sit inside the towing capacity and still be over the gross combination mass once the family and the gear are in the car. Check all three figures on the compliance plate and in the owner's manual before you sign anything.
Run the arithmetic yourself. A van advertised at 2,800kg ATM with a 2,100kg tare leaves 700kg of payload, and a full water tank alone can account for 150kg of that. If the numbers say your current vehicle is not up to the van you want, the cheaper fix is usually a smaller van rather than a bigger tow vehicle.
Caravan finance is typically a secured loan over five to seven years with the van itself as security. The rate you are offered depends on the lender, the age of the van, your deposit and your credit history, so treat the figures below as an illustration rather than a quote.
On a rate from 8.5% p.a. over five years, a $70,000 van works out to roughly $1,436 a month and a $90,000 van to roughly $1,846. Stretch that same $90,000 to seven years and the monthly figure drops to around $1,425, but you pay considerably more interest across the life of the loan. Subject to lender approval, terms and conditions apply.
Visit three dealers inside the same fortnight and stand inside the vans rather than reading brochures. Measure the bed, open the shower, and sit at the dinette for ten minutes. Then ask for the tare and ATM in writing on the exact build you are quoting, not the range brochure figure, because options change both.
Get your tow vehicle weighed at a public weighbridge with the family and the usual gear on board. That single number tells you the ATM ceiling you can genuinely shop to. And arrange finance pre-approval before you start negotiating, because knowing your number stops the conversation drifting from the van to the monthly payment, which is where buyers usually overspend. If this is your first van, our beginner's guide to buying a caravan covers the rest of the process.
Ready to make it happen? Emu Money compares caravan finance options across 50+ lenders, so you can walk into the dealership already knowing what you can spend. Compare caravan finance options.
This article is general information only and is not financial advice.
Emu Money compares caravan finance options across 50+ lenders so you know your number before you start negotiating.
Compare options from 50+ lenders. No impact on your credit score.
Get StartedLearn moreYour Afterpay limit counts as debt when you apply for a loan, even with a zero balance. Here's what lenders actually see and what to do before you apply.
Read guideHow lender rates, deposits, and loan terms differ between new and used cars. Includes a worked cost comparison and the near-new sweet spot most buyers miss.
Read guide15 EVs under $40K in Australia. Fuel savings of $2,800/year. Compare prices, running costs, and finance options for every budget in 2026.
Read guide