Keep the client. Win the asset finance.
We deliver fast approvals on vehicles & equipment while you stay front-of-house.
5.0 rating
Why partner with Emu Money?
Expand wallet share with every existing mortgage client. Asset and vehicle finance sits outside the home loan—we handle underwriting, settlement, and compliance so you stay the trusted advisor.
Keep your existing clients
Deepen the relationship without losing them to another broker. Cross-sell asset finance while you remain front-of-house and build lifetime value.
Expand wallet share
Average mortgage client needs 2–3 vehicles and equipment over five years. Capture that revenue—we handle the underwriting, you handle the relationship.
We don't touch the mortgage
Asset finance is entirely separate from home loans. No conflicts, no complexity. We handle vehicles and equipment; you protect the primary loan relationship.
Same-day approvals
24-hour approvals keep your clients moving. No delays. No endless email chains. We manage the lenders; you deliver results.
Seamless client experience
We keep you in the loop at every step. Your client gets a smooth, professional experience—fast updates, clear documentation, and no chasing required.
Transparent reporting
Monthly statements and real-time dashboard access. Track every referral, approval, and commission without guesswork.
How it works
A simple partnership that keeps your client, grows your revenue, and costs you nothing.
Client mentions an asset need
During mortgage review or financial planning, your client mentions needing a vehicle or equipment. You see the opportunity to serve them better.
You refer to Emu Money
Send us their situation via our partner portal. We handle credit checks, lender selection, and approval within 24 hours. Client stays with you.
We deliver fast approvals
Within 24 hours (often same day), your client receives approval with rate and term. We handle all underwriting, lender selection, and compliance—you just share the good news.
Settlement & ongoing revenue
We settle with the supplier or financier. You receive commission. Your client is happier because you solved their problem end-to-end.
With complete docs, same-day approvals are possible. Approvals and timelines vary.
Partner success stories
Wallet expansion through asset finance
Challenge: Mid-sized mortgage brokerage was losing cross-sell opportunities when clients mentioned vehicle or equipment needs. Clients would go elsewhere; broker stayed single-product focused.
Outcome: Now captures 15–20 asset finance referrals monthly from existing mortgage book. Average referral value $35k. Annual additional revenue: $12k–$18k in commissions. Clients stay; broker becomes trusted financial advisor.
Same-day approvals close deals faster
Challenge: Broker's clients were waiting 3–5 days for asset finance approvals through traditional channels. Deals fell through and clients grew frustrated with the delays.
Outcome: With Emu Money's 50+ lender panel and streamlined process, approvals now land same day in most cases. Client satisfaction improved, deal completion rates jumped, and the broker is seen as the go-to for getting things done fast.
Revenue stream from stagnant mortgage book
Challenge: After mortgage placement, brokers had limited upsell tools. Portfolio was flat; revenue per customer plateaued.
Outcome: By proactively recommending asset finance during reviews, broker found 8–10 additional referrals per quarter from the same clients. New revenue stream required zero extra staff or compliance cost.
Frequently Asked Questions
Partner with us
Ready to expand your wallet share? Let's discuss how asset finance referrals can deepen client relationships while keeping your mortgage book strong.
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