Company Car Loan Policy: A Guide for Employers

Claudia AinsleyWritten byClaudia Ainsley
Reviewed byMatt Leeburn
Updated 30 Mar 2026

Frequently asked questions

A company car loan policy should cover seven core areas: driver eligibility criteria, approved vehicle categories and price tiers, the default finance structure, private use rules and FBT obligations, insurance requirements, maintenance and running cost responsibilities, and vehicle replacement and disposal procedures. Each section should be specific enough to prevent ambiguity and disputes.

Set up your fleet finance the right way

Whether you're financing your first company vehicle or managing a fleet of 50, Emu Money's finance specialists compare options across 50+ lenders to find the right structure for your business. One point of contact, multiple lenders, and a finance structure that works with your car loan policy — not against it.

This article is general information only and is not financial advice.

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